About Us

We strive to make the loan process easy!

Who are we?

Scissortail Financial is a local Oklahoma mortgage lender working specifically for Oklahomans. Our home office is located in Tulsa, but we proudly serve clients across the entire state. We specialize in home loans for residential properties as well as other financial services.

Privileged to offer the Native American mortgage, this exclusive program is focused on the Native Americans of Oklahoma. As one of the select lenders in Oklahoma offering the Native American Mortgage, our loan officers have extensive HUD training and certificates, giving us unique knowledge to meet all of our client needs.

We at Scissortail Financial have created a PROMISE that we aim to deliver to all of our clients.


Always Provide

Every loan officer at Scissortail Financial is certified by the U.S. Department of Housing and Urban Development (HUD) to consult borrowers like you about the Section 184 Native American Loan program. We are extremely knowledgeable problem solvers no matter what your specific situation is. We look forward to working with you and we will make it a priority to exceed your expectations!

Am I Eligible?

Obtaining a Native American mortgage is simple!

The primary qualification of the Section 184 Native American Loan benefit is membership of a federally recognized tribe. Eligible borrowers are Indians or Indian family members over the age of 18 who will occupy the property as a principal residence.

If you are considering a Section 184 Native American Home Loan, the fastest and easiest way to find out if you are eligible is to contact a Native American Mortgage Specialist who can help you determine your eligibility, qualification level, and program options.

Get Qualified More Information

Section 184

news & info

  • Section 184 Mortgage, New Annual Insurance Premium 11/15/2014

    Posted November 14th, 2014 ~By Scissortail Financial All Section 184 case numbers issued on or after November 15, 2014 for the Section 184 Native American Mortgage home loan program , will be subject to an annual loan guarantee premium of 0.15 percent. This premium is in ... READ MORE
  • The wait is over, refinance funds will be available 04/04/2014

    Posted March 18th, 2014 ~By Scissortail Financial Effective Friday April 4th, 2014 – The Section 184 Native American Mortgage home loan program  will resume issuing case numbers for refinances on fee simple land. This means that the Section 184 program will again be ... READ MORE
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