Native American Home Loans

Native American Home Loans:

Obtaining a Native American mortgage is simple!

If you are considering a Section 184 Native American Home Loan, the fastest and easiest way to find out if you are eligiable is to contact a Native American Mortgage Specialist who can help you determine your eligibility, qualification level, and program options. This process does not cost you anything and there is no obligation. You will simply be matched to a Section 184 Native American Loan specialist that will let you know how to maximize your Section 184 Native American Loan benefits.

Step 1: Am I Eligible?

The primary qualification of the Section 184 Native American Loan benefit is membership of a federally recognized tribe. Eligible borrowers are Indians or Indian family members over the age of 18 who will occupy the property as a principal residence.

Step 2: Get Qualified.

Underwriting is relaxed compared to conventional mortgages, making it easier to qualify for the Section 184 Native American loan. All borrowers must meet the credit and underwriting standards of the program. The next step is to talk with one of our Native American Mortgage Specialists. Click here to see what kind of loan you can obtain with your Section 184 Native American Loan benefit. Filling out a request doesn’t trigger any kind of obligation, loan processing, or credit pull. You are simply asking for more information. We send your information to one of our Native American Mortgage experts, who will then learn more about what you’re looking for and what kind of Native American Home Loan you might be able to secure. Click here to get qualified

Am I Eligible?

Obtaining a HUD Section 184 Native American home loan is fast and free!

In Oklahoma, only a small portion of tribal members are aware of the Section 184 Native American Home Loan Benefit, even though they may be eligible. To qualify, you must be an American Indian or Alaska Native who is a member of a federally recognized tribe over the age of 18 who will occupy the property as a principal residence.

If you are considering a Section 184 Tribal Loan to buy a home or refinance your current loan, the fastest and easiest way to find out if you are eligible is to get qualified with a Native American Mortgage Specialist who can help you determine your eligibility, monthly payment savings, maximum loan amounts, and program advantages.

Get Qualified More Information

Section 184

news & info

  • Office of Native American Programs Sets a Date to Closeout the Section 184 Program Fiscal Year 08/23/2022

    At the end of every fiscal year, HUD and the Office of Native American Programs suspend activity for the Section 184 Native American Mortgage Home Loan program to reconcile financial accounts and set up accounting codes for the next fiscal year. The closeout period ... READ MORE
  • 2022 Section 184 Native American Mortgage Loan Limit Increase! 05/18/2022

    THIS IS HISTORIC NEWS FOR ALL OKLAHOMA FEDERAL TRIBAL MEMBERS!  It was just released that the Department of Housing and Urban Development (HUD) increased the maximum loan amount for the Section 184 Native American home loan to $420,680!! This applies to ALL of ... READ MORE
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