Privacy Policy

PRIVACY ACT NOTICE:  Your privacy matters to us, and we recognize the importance of keeping your information secure.  We believe that customer privacy is an integral part of the customer service. We use procedures and technology designed to provide the highest levels of security and protect our customer’s information from potential hackers or others who may be wishing to access your sensitive information. Only authorized Scissortail Financial employees have the ability to access your private information, and they may only do so when helping serve your needs. We understand that online customers must be assured that their information will be kept secure, but understand that no systems are completely secure and we can not guarantee that your information will remain safe. You, as a consumer, should always safeguard your information and protect yourself from potential identity fraud.  Our privacy policy applies to current and former customers. This information may be used to process your loan request and inform you of financial services that may be of interest. We may use this information to contact you through e-mail, direct mail, or telephone. This information may also be used to provide you with a high level of customer support and to better improve our website. Site visitors who complete our pre-qualification form have ‘opted-in’ to a series of newsletters sent periodically by and Scissortail These newsletters are sent as a complimentary service and contain information on loan benefits and may contain commercial offers from our trusted partners. If you wish to opt-out of these newsletters, or any further communication from or Scissortail, please send an email to

BY COMPLETING THIS FORM YOUR ARE NOT MAKING APPLICATION FOR A MORTGAGE. This information is to be used by the agency collecting it or its assignees to contact you to consult you about the secion 184 Native American Mortgage.  It will not be disclosed outside the agency except as required and permitted by law.  The information requested in this form is authorized by Title 38, USC, Chapter 37 (if VA); by 12 USC, Section 1701 et. seq. (if HUD/FHA); by 42 USC, Section 1452b (if HUD/CPD); and Title 42 USC, 1471 et. seq., or 7 USC, 1921 et. seq. (if USDA/FmHA).

Am I Eligible?

Obtaining a Native American mortgage is simple!

The primary qualification of the Section 184 Native American Loan benefit is membership of a federally recognized tribe. Eligible borrowers are Indians or Indian family members over the age of 18 who will occupy the property as a principal residence.

If you are considering a Section 184 Native American Home Loan, the fastest and easiest way to find out if you are eligible is to contact a Native American Mortgage Specialist who can help you determine your eligibility, qualification level, and program options.

Get Qualified More Information

Section 184

news & info

  • Section 184 Mortgage, New Annual Insurance Premium 11/15/2014

    Posted November 14th, 2014 ~By Scissortail Financial All Section 184 case numbers issued on or after November 15, 2014 for the Section 184 Native American Mortgage home loan program , will be subject to an annual loan guarantee premium of 0.15 percent. This premium is in ... READ MORE
  • The wait is over, refinance funds will be available 04/04/2014

    Posted March 18th, 2014 ~By Scissortail Financial Effective Friday April 4th, 2014 – The Section 184 Native American Mortgage home loan program  will resume issuing case numbers for refinances on fee simple land. This means that the Section 184 program will again be ... READ MORE
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