Privacy Policy

PRIVACY ACT NOTICE:  Your privacy matters to us, and we recognize the importance of keeping your information secure.  We believe that customer privacy is an integral part of the customer service. We use procedures and technology designed to provide the highest levels of security and protect our customer’s information from potential hackers or others who may be wishing to access your sensitive information. Only authorized Scissortail Financial employees have the ability to access your private information, and they may only do so when helping serve your needs. We understand that online customers must be assured that their information will be kept secure, but understand that no systems are completely secure and we can not guarantee that your information will remain safe. You, as a consumer, should always safeguard your information and protect yourself from potential identity fraud.  Our privacy policy applies to current and former customers. This information may be used to process your loan request and inform you of financial services that may be of interest. We may use this information to contact you through e-mail, direct mail, or telephone. This information may also be used to provide you with a high level of customer support and to better improve our website. Site visitors who complete our pre-qualification form have ‘opted-in’ to a series of newsletters sent periodically by NativeAmericanMortgage.com and Scissortail Financial.com. These newsletters are sent as a complimentary service and contain information on loan benefits and may contain commercial offers from our trusted partners. If you wish to opt-out of these newsletters, or any further communication from NativeAmericanMortgage.com or Scissortail Financial.com, please send an email to service@scissortailfinancial.com.

BY COMPLETING THIS FORM YOUR ARE NOT MAKING APPLICATION FOR A MORTGAGE. This information is to be used by the agency collecting it or its assignees to contact you to consult you about the secion 184 Native American Mortgage.  It will not be disclosed outside the agency except as required and permitted by law.  The information requested in this form is authorized by Title 38, USC, Chapter 37 (if VA); by 12 USC, Section 1701 et. seq. (if HUD/FHA); by 42 USC, Section 1452b (if HUD/CPD); and Title 42 USC, 1471 et. seq., or 7 USC, 1921 et. seq. (if USDA/FmHA).

Am I Eligible?

Obtaining a HUD Section 184 Native American home loan is fast and free!

In Oklahoma, only a small portion of tribal members are aware of the Section 184 Native American Home Loan Benefit, even though they may be eligible. To qualify, you must be an American Indian or Alaska Native who is a member of a federally recognized tribe over the age of 18 who will occupy the property as a principal residence.

If you are considering a Section 184 Tribal Loan to buy a home or refinance your current loan, the fastest and easiest way to find out if you are eligible is to get qualified with a Native American Mortgage Specialist who can help you determine your eligibility, monthly payment savings, maximum loan amounts, and program advantages.

Get Qualified More Information

Section 184

news & info

  • Office of Native American Programs Sets a Date to Closeout the Section 184 Program Fiscal Year 08/23/2022

    At the end of every fiscal year, HUD and the Office of Native American Programs suspend activity for the Section 184 Native American Mortgage Home Loan program to reconcile financial accounts and set up accounting codes for the next fiscal year. The closeout period ... READ MORE
  • 2022 Section 184 Native American Mortgage Loan Limit Increase! 05/18/2022

    THIS IS HISTORIC NEWS FOR ALL OKLAHOMA FEDERAL TRIBAL MEMBERS!  It was just released that the Department of Housing and Urban Development (HUD) increased the maximum loan amount for the Section 184 Native American home loan to $420,680!! This applies to ALL of ... READ MORE
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