Loan Terms and Conditions and Scissortail Financial are not associated with any government agencies, including HUD. If you do not agree to the Terms of Use Agreement, you are not authorized to use this site. and Scissortail Financial try to ensure the information on this website in its entirety as accurate. However, errors may occur. and Scissortail Financial reserve the right to make changes and/or improvements to this website at anytime. Furthermore, THIS WEBSITE AND THE INFORMATION, SOFTWARE, AND SERVICES ARE PROVIDED “AS IS”. and Scissortail Financial DISCLAIM ANY WARRANTY OF ANY KIND.  USE THIS WEBSITE AT YOUR OWN RISK. and Scissortail Financial IS NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR ANY OTHER INJURY ARISING OUT OF THE USE OF THIS WEBSITE. and Scissortail Financial are not responsible for any damages to property, including, but not limited to, viruses or any other code or computer program that may interfere with the transfer of data or destruction to property.

Am I Eligible?

Obtaining a Native American mortgage is simple!

The primary qualification of the Section 184 Native American Loan benefit is membership of a federally recognized tribe. Eligible borrowers are Indians or Indian family members over the age of 18 who will occupy the property as a principal residence.

If you are considering a Section 184 Native American Home Loan, the fastest and easiest way to find out if you are eligible is to contact a Native American Mortgage Specialist who can help you determine your eligibility, qualification level, and program options.

Get Qualified More Information

Section 184

news & info

  • Section 184 Mortgage, New Annual Insurance Premium 11/15/2014

    Posted November 14th, 2014 ~By Scissortail Financial All Section 184 case numbers issued on or after November 15, 2014 for the Section 184 Native American Mortgage home loan program , will be subject to an annual loan guarantee premium of 0.15 percent. This premium is in ... READ MORE
  • The wait is over, refinance funds will be available 04/04/2014

    Posted March 18th, 2014 ~By Scissortail Financial Effective Friday April 4th, 2014 – The Section 184 Native American Mortgage home loan program  will resume issuing case numbers for refinances on fee simple land. This means that the Section 184 program will again be ... READ MORE
View All