Tulsa Certification of Degree of Indian Blood

Tulsa Certification of Degree of Indian Blood

If you reside in Tulsa and are interested in getting a Native American home loan, you will need to acquire a Tulsa Certification of Degree of Indian Blood. This document proves your enrollment in or descent from a federally recognized Native American tribe. The certification is also sometimes called a Certificate of Degree of Indian Blood (CDIB).

The reason you may need to do this is that, according to the Native American Housing Assistance and Self-Determination Act (NAHASDA), only members of federally recognized tribes are eligible for certain types of housing assistance. This includes programs like the Section 184 Indian Home Loan Guarantee Program.

If you're not sure if you qualify, you can come in and see us at Native American Mortgage to get all your questions answered regarding home loans and required certifications.

How To Get A Certification Of Degree Of Indian Blood In Tulsa

There are two ways to go about getting a Tulsa Certification of Degree of Indian Blood. You can either go through the Bureau of Indian Affairs (BIA) or through your tribe's enrollment office.

Once you have all the required documentation, you should be able to get your Tulsa Certification of Degree of Indian Blood in four to six weeks.

What Happens After You Get A Certification Of Degree Of Indian Blood In Tulsa

Once you have your Tulsa Certification of Degree of Indian Blood, you can use it to apply for a Native American home loan. The Section 184 Indian Home Loan Guarantee Program is available to eligible borrowers who want to buy, build, or improve a home on federal trust land. This program guarantees mortgages made by private lenders, making it easier for Native American borrowers to get approved for a loan.

If you're interested in applying for a Section 184 loan, the first step is to contact a participating lender. Here at Native American Mortgage, we are a qualified and experienced Section 184 lender. We can help you through the entire process of getting a loan, from start to finish.

We know that the home loan process can be confusing and intimidating, but we're here to help. If you have any questions about Tulsa Certification of Degree of Indian Blood or how to get a Section 184 home loan, don't hesitate to give us a call or stop in today!

 

Am I Eligible?

Obtaining a HUD Section 184 Native American home loan is fast and free!

In Oklahoma, only a small portion of tribal members are aware of the Section 184 Native American Home Loan Benefit, even though they may be eligible. To qualify, you must be an American Indian or Alaska Native who is a member of a federally recognized tribe over the age of 18 who will occupy the property as a principal residence.

If you are considering a Section 184 Tribal Loan to buy a home or refinance your current loan, the fastest and easiest way to find out if you are eligible is to get qualified with a Native American Mortgage Specialist who can help you determine your eligibility, monthly payment savings, maximum loan amounts, and program advantages.

Get Qualified More Information

Section 184

news & info

  • Office of Native American Programs Sets a Date to Closeout the Section 184 Program Fiscal Year 08/23/2022

    At the end of every fiscal year, HUD and the Office of Native American Programs suspend activity for the Section 184 Native American Mortgage Home Loan program to reconcile financial accounts and set up accounting codes for the next fiscal year. The closeout period ... READ MORE
  • 2022 Section 184 Native American Mortgage Loan Limit Increase! 05/18/2022

    THIS IS HISTORIC NEWS FOR ALL OKLAHOMA FEDERAL TRIBAL MEMBERS!  It was just released that the Department of Housing and Urban Development (HUD) increased the maximum loan amount for the Section 184 Native American home loan to $420,680!! This applies to ALL of ... READ MORE
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