Tulsa Certification of Degree of Indian Blood
Tulsa Certification of Degree of Indian Blood
If you reside in Tulsa and are interested in getting a Native American home loan, you will need to acquire a Tulsa Certification of Degree of Indian Blood. This document proves your enrollment in or descent from a federally recognized Native American tribe. The certification is also sometimes called a Certificate of Degree of Indian Blood (CDIB).
The reason you may need to do this is that, according to the Native American Housing Assistance and Self-Determination Act (NAHASDA), only members of federally recognized tribes are eligible for certain types of housing assistance. This includes programs like the Section 184 Indian Home Loan Guarantee Program.
If you're not sure if you qualify, you can come in and see us at Native American Mortgage to get all your questions answered regarding home loans and required certifications.
How To Get A Certification Of Degree Of Indian Blood In Tulsa
There are two ways to go about getting a Tulsa Certification of Degree of Indian Blood. You can either go through the Bureau of Indian Affairs (BIA) or through your tribe's enrollment office.
- If you go through the BIA, you will need to fill out and submit a form called the Application for Certification of Degree of Indian Blood (CDIB). You can get this form from a BIA office or online. Once you've submitted the form, it will take about six to eight weeks to process.
- If you go through your tribe's enrollment office, the process will vary depending on the tribe. Some tribes may require you to submit a CDIB application, while others may have their own forms and processes. You'll need to get in touch with your tribe's enrollment office to find out what their specific requirements are. either way, you will need to provide proof of your enrollment or descent from a federally recognized Native American tribe. This can be in the form of a birth certificate, tribal identification card, or other documents.
Once you have all the required documentation, you should be able to get your Tulsa Certification of Degree of Indian Blood in four to six weeks.
What Happens After You Get A Certification Of Degree Of Indian Blood In Tulsa
Once you have your Tulsa Certification of Degree of Indian Blood, you can use it to apply for a Native American home loan. The Section 184 Indian Home Loan Guarantee Program is available to eligible borrowers who want to buy, build, or improve a home on federal trust land. This program guarantees mortgages made by private lenders, making it easier for Native American borrowers to get approved for a loan.
If you're interested in applying for a Section 184 loan, the first step is to contact a participating lender. Here at Native American Mortgage, we are a qualified and experienced Section 184 lender. We can help you through the entire process of getting a loan, from start to finish.
We know that the home loan process can be confusing and intimidating, but we're here to help. If you have any questions about Tulsa Certification of Degree of Indian Blood or how to get a Section 184 home loan, don't hesitate to give us a call or stop in today!